Small-vocation Health Options Program (SHOP) Exchanges would subsist online marketplaces that would primarily be subservient to small businesses and allow them to proposal insurance to their employees at cost-effective rates. Escalating healthcare premium rates has led to sundry small businesses reducing their healthcare budgets or ceasing to dare health insurance completely to their employees. With a big section of U.S. population employed in slender businesses, the number of uninsured citizens, by consequence, has continued to rise at every alarming rate. To address this enlarging concern, the government introduced the Affordable Care Act the load of the aegis of which the SHOP exchanges were introduced.
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